Advantages of Working With Troy Schroeder of GMFS Lending
What can a Smart Move Real Estate home buyer client expect if they select GMFS Lending to finance their new home?
Our experience working with Smart Move agents has proven they have the experience, knowledge and professionalism to effectively negotiate the sale and to efficiently coordinate all of the multiple aspects required to bring the transaction to a successful closing. This cannot be said about many of the local Realtors we must work with to try to bring their client’s sale to a successful end.
WE PROVIDE SMART MOVE HOME BUYER CLIENTS SPECIAL SAVINGS OFF OUR ALREADY VERY COMPETITIVE INTEREST RATES AND CLOSING COSTS. We can offer these savings because Smart Move agents have consistently proven to us that they have the experience, knowledge and professionalism to effectively negotiate and properly document their client’s purchase. They are also highly efficient at coordinating the many moving parts required to bring a real estate transaction to a successful closing. This attention to detail makes your new home purchase a lot less stressful and our job a lot easier.
WE WILL NEVER CHARGE AN APPLICATION FEE or any upfront fees what-so-ever! You will be asked to pay for your appraisal only after you have placed a house under contract.
WE WILL MATCH OR BEAT ANY OTHER LENDER’S WRITTEN LOAN TERMS.
Why’s this important? Because rates can vary widely from one lender to another. If fact, a seamingly inconsequential .25% higher Interest rate on a $250,000 mortgage results in a monthly payment difference of $37 per month. Over a 30 year loan term this extra $37 a month results in a very consequential $13,320 in additional payments!
WE WORK HAND IN HAND WITH YOUR SMART MOVE REAL ESTATE AGENT to do everything possible to ensure your transaction results in a smooth, timely and stress free closing. Lack of communication between the home buyer and the professionals involved in facilitating and financing the home sale often times will cause unnecessary problems and delays. It can even cause a complete transaction failure! Your Smart Move agent and GMFS Lending work as a team to ensure this does not happen with your new home purchase.
DO YOU HAVE CREDIT RELATED OR OTHER ISSUES THAT COULD AFFECT YOUR ABILITY TO QUALIFY FOR A MORTGAGE? We provide Smart Move Real Estate home buyer clients with special underwriting consideration which allows more of their clients to qualify for their mortgage. We will work with you to remedy any issues that may hinder your ability to qualify and put you back on track to purchasing your new home. Most banks and mortgage lenders will simply turn down your application if issues arise!
BY CHOOSING SMART MOVE REAL ESTATE AND GMFS LENDING YOU WILL RECEIVE THE HIGHEST LEVEL SERVICE. This is important, because who you choose to represent you in finding, financing and facilitating the purchase of your new home can result in an entirely different outcome to your home buying experience. Choosing the right professionals to serve you in the process will make the difference between having a joy filled closing on your beautiful new house, or the unthinkable stress of your transaction falling apart just days before you expected to move into your new home. It is GMFS Lending and Smart Move Real Estate’s priority to ensure that day is joyful!
WE ARE A PROUD SPONSOR LENDER OF SMART MOVE REAL ESTATE’S HERO SAVINGS PROGRAM! If you serve or have served in the U.S. Military; or you work in a qualifying Hero Savings Program occupation such as law enforcement, firefighter/first responder or education you may qualify for up to an additional $1,000 in closing cost credits from us. Additionally, you could receive up to an additional $1,000 in discounts off other transactional costs such as Home Inspections, Termite Reports, and Title Closing Fees. Talk to your Smart Move Real Estate agent for more details on this cost saving program!
Feel free to contact me if you have questions about the home financing process, you want to get a second opinion on loan terms you may have received from another lender or you just want to discuss your financing options. I am almost always available. My cellular number is 225-806-1662.
Troy Schroeder, Senior Loan Officer
CLICK HERE to complete a secure online application
Cell: (225) 806-2336
Ofc: (225) 214-5175
Derek was always ready to meet me and show homes when it was convenient to me. When he understood what was most important to me in a home, he would diligently research new listings and send them to me. He worked for me a few months prior to my move from Colorado, never forgetting to keep me informed.
Kathy, Walker LA
Working with Smart Move Real Estate and Jay Johnson was an absolute pleasure. They not only got my home sold for top dollar, they also saved me a lot of money in the process. Jay went above and beyond to educate and assure me throughout the process. There is no other Realtor that I would even consider referring to my friends and family!
M. Frazier, Ponchatoula LA
I am almost 60 years young and have needed to depend on realtors about 5 times in my life, either with buying new property or selling old. Derek was the very first that came with no irritation, or that feeling that I can’t wait to never see this person once the deal is done! With changes in life through new housing being hard enough, Derek Overstreet will become a family friend, due to his professional and trusting guidance as your realtor.
Lizzette, Baton Rouge LA
My husband and I purchased our dream home in April 2015. Prior to buying our home, we searched and worked with few real estate agents. Finally our headache was over!!! We meet with Brandon and just by talking to him we felt confident in him. He is very professional and knows his work. He is very prompt and very helpful. My husband and I highly recommend him. He made sure that we were in our dream home as promised. Brandon takes care of his clients. Becoming a homeowner has been the best thing we…
A. Jenkins, Baton Rouge LA
I didn’t have the best experience with the Realtor who sold me my house. So, naturally I was a bit skeptical when Derek and Jay from Smart Move told me that they could get my house sold for less commission than other agents were telling me that they would charge me. Well, they didn’t just get my home sold quickly and for a great price, their knowledge and experience kept me from making a mistake that could have cost me tens of thousands of dollars. I am so thankful I decided to allow them …
J. Allen, Central LA
Brandon did a great job selling our home. He was always available and kept us informed during the process. Brandon is very knowledgeable and more importantly he is honest. I highly recommend Brandon to anyone looking to buy or sell a home.
D. Sutton, Denham Springs LA
Derek is a great guy! It’s been months since we bought our home and I can still call him if I have any questions. If I ever buy another house it will definitely be with him.
D. Thorton, Baton Rouge LA
Brandon is seriously the best real estate agent out there! He literally walked us through every detail of the process and he is so easy to communicate with! He gets back to you ASAP and he exceeded all of our expectations for an agent! I would highly recommend him to anyone!
K. Thibodeaux, Denham Springs LA
Brandon was very helpful during my home search. He was quite resourceful and responsive. I would highly recommend him if you’re looking to purchase or sale your home.
C. Washington, Baton Rouge LA
We really enjoyed working with Brandon while searching for our new home. He let us know what to expect and lead us through the whole process so that it didn’t have to be a stressful one. He also responded to our calls and texts quickly, with no matter how small or big our question or concern was. I would highly recommend him to anyone who is even thinking about buying or selling their home.
A. Cain, Denham Springs LA